Worldwide – Gold Plus
| Medical Benefits | |
|---|---|
| Accidental Death & Disability The insurer shall compensate the beneficiary in case of death of the participant whilst on a trip abroad as per table of benefits. |
$10,000 |
| Medical Expenses & Hospitalization The insurer pays reasonable medical expenses for injury or illness incurred abroad. Excludes elective/non-emergency or pre-existing conditions. |
$50,000 |
| Repatriation in case of illness/injury If a doctor deems it necessary, covers emergency evacuation and related medical transport expenses. |
Actual Expenses |
| Delivery of medicine Provides urgently needed prescribed medicines unavailable locally during a covered sickness or injury. |
Actual Expenses |
| Emergency Dental Care Covers emergency dental treatment abroad for pain relief or acute treatment of a natural tooth. |
$600 |
| Repatriation of mortal remains Covers transport of remains to home country or local burial/cremation in case of death during the trip. |
Actual Expenses |
| Return of Dependant Children | Actual Expenses |
| COVID-19 | Covered |
| Travel Benefits | |
| Flight Delay If your flight is delayed over 12 hours due to mechanical, weather, or strike issues, you’ll be compensated as per benefit schedule. |
$300 |
| Loss of Passport Covers necessary costs for obtaining a replacement passport if lost accidentally during travel. |
$300 |
| Travel & Stay for One Immediate Family Member If hospitalised for over 7 days, covers a round-trip ticket for one close relative (with medical approval). |
$100/day (Max $100) |
| Loss of Baggage Reimburses for lost or damaged checked-in baggage during the insured trip, within the specified limit. |
$400 |
Note: Travel Insurance will be refunded only in case of Visa rejection
Note: Trip cancellations due to corona virus will not qualify for policy refund
